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important update on engagement with BrandoKonnect

on September 30, 2023

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3 Digital Banks vs Traditional Banks Which Is Better for Nigerians in 2026

3 Digital Banks vs Traditional Banks: Which Is Better for Nigerians in 2026? 3 Digital Banks vs Traditional Banks: Which Is Better for Nigerians in 2026? Author Wapday25. • September 2, 2026 The Central Bank of Nigeria (CBN) released data indicating Nigeria had 3.493 billion mobile payment transactions valued at N159.419 trillion in the first half of 2024. The rapid transformation toward electronic channels is a testament to the financial technology's impact on everyday commerce. There is a conflict between consumer's preference for fintech platforms and legacy institutions. The different options have different models of operation, regulatory safeguards and limitations on services. There are several options to consider when evaluating these, including account setup, transaction speed, fees, access to physical locations, and deposit insurance. How does digital bank differ from traditional banks in terms of account opening? Digital ban...

why food prices keep rising in nigeria understanding inflation in 2026

Headline inflation in Nigeria dropped to 15.15 percent in December 2025, according to the Central Bank of Nigeria. However, household budgets remain… The Central Bank of Nigeria (CBN) has reported a 15.15 percent reduction in headline inflation in December 2025, marking a decrease from the 15.47 percent recorded in November. Household budgets continue to be stretched however, due to the food items' share of disposable income. The cost pressure is different among citizens in different States because of different structural factors. Data from the National Bureau of Statistics (NBS) highlights the effect of certain factors on the cost of living in the various regions of the country. To grasp these dynamics, one needs to consider the supply chain delays, agricultural input costs, and the nature of the currency in question. So, what is causing food inflation in Nigeria? Food inflation is not a universal macroeconomic phenomenon, because of difficulties of production and transport faced...

When Banks Fail Understanding the Causes and How Your Money Is Protected

When Banks Fail: Understanding the Causes and How Your Money Is Protected . Bank failures are an all-too-frequent headline in recent years. As far as Nigeria is concerned, the Central Bank has revoked the licenses of more than 130 microfinance banks in 2023, in addition to the revocation of the license of the more popularly known Heritage Bank. For every person who deposits money into a bank, every time they hear about another bank's failure, they ask themselves, “What will happen to my money?” For anyone seeking to protect their earned savings, it's important to know the reasons why banks fail and how depositors are protected. This is not an economist's story; it's a story to every Nigerian who has a bank account. Why Do Banks Fail? The Root Causes There are not many instances of bank failures due to one incident. However, they are the product of a mix of high-risk behavior, inadequate controls, and external events. If you know what causes them to happen, you are the f...

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