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Top Stories Shaping Politics, Yandex, Business, and Technology

on January 15, 2021

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The World's Talking About Helping Young Business Owners

on December 29, 2020

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The medical sector is grappling with increasing expenses and medication prices

on December 28, 2020

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Reforming the education system and improving learning outcomes

on November 30, 2020

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When the Smallest Enemy Causes the Biggest Fall

on November 30, 2020

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Stronger Border Security Through Teamwork Battles Crime Across Borders

on October 22, 2020

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Demographic Shifts: How Aging Populations and Youth Bulges Reshape Economies

on October 13, 2020

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Mercy Chinwo, Yinka Ayefele, Snatcha | Meet YNaija’s Top 10 Gospel Artistes for September Rankings

on October 05, 2020

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7 changes the government must make to grow technical education

on October 05, 2020

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Artificial Intelligence and the Economy: Which Jobs Will AI Transform

on September 30, 2020

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Hushpuppi A BITTER LESSON

on July 20, 2020

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See Gmail in standard or basic HTML version

on July 17, 2020

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3 Digital Banks vs Traditional Banks Which Is Better for Nigerians in 2026

3 Digital Banks vs Traditional Banks: Which Is Better for Nigerians in 2026? 3 Digital Banks vs Traditional Banks: Which Is Better for Nigerians in 2026? Author Wapday25. • September 2, 2026 The Central Bank of Nigeria (CBN) released data indicating Nigeria had 3.493 billion mobile payment transactions valued at N159.419 trillion in the first half of 2024. The rapid transformation toward electronic channels is a testament to the financial technology's impact on everyday commerce. There is a conflict between consumer's preference for fintech platforms and legacy institutions. The different options have different models of operation, regulatory safeguards and limitations on services. There are several options to consider when evaluating these, including account setup, transaction speed, fees, access to physical locations, and deposit insurance. How does digital bank differ from traditional banks in terms of account opening? Digital ban...

why food prices keep rising in nigeria understanding inflation in 2026

Headline inflation in Nigeria dropped to 15.15 percent in December 2025, according to the Central Bank of Nigeria. However, household budgets remain… The Central Bank of Nigeria (CBN) has reported a 15.15 percent reduction in headline inflation in December 2025, marking a decrease from the 15.47 percent recorded in November. Household budgets continue to be stretched however, due to the food items' share of disposable income. The cost pressure is different among citizens in different States because of different structural factors. Data from the National Bureau of Statistics (NBS) highlights the effect of certain factors on the cost of living in the various regions of the country. To grasp these dynamics, one needs to consider the supply chain delays, agricultural input costs, and the nature of the currency in question. So, what is causing food inflation in Nigeria? Food inflation is not a universal macroeconomic phenomenon, because of difficulties of production and transport faced...

AI and the Future of Banking in Africa What Nigerians Need to Know in 2026

By 2024, approximately seventy-four percent of Nigerian adults had gained access to formal financial services according to IMF data. This expansion marked… Published by:Wapday25. 10mins Read. The data released by the IMF shows that by 2024, around 74% of Nigerian adults had access to formal financial services. This was a major change in citizens' attitude to money, savings and micro loans. To deal with credit risk, stop cyber fraud and personalise customer interactions, commercial lenders and fintech startups are looking to machine intelligence to handle a greater volume of transactions through digital channels. Nigeria has a national strategy that prioritises financial services as a Sector with clear sector specific roadmaps. These guidelines relate to automated efficiency, algorithmic risk management, credit scoring, fraud detection, and customised consumer offers. The Central Bank of Nigeria foresaw these changes when it presented the Payments System Vision that set...

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