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Remittance Economics How Currency Fluctuations Affect Families

on July 29, 2026

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Currency Devaluation Why Money Loses Value and Policy Responses

on July 22, 2026

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Exchange Rate Systems: Fixed Floating and Managed Rates

on July 15, 2026

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Foreign Direct Investment: How It Shapes Developing Nations

on July 08, 2026

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Commodity Price Shocks: How They Affect Resource-Dependent Economies

on July 01, 2026

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African Continental Free Trade Area Opportunities and Challenges

on June 27, 2026

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Rethinking Fiscal Policy and Debt for a Post-Pandemic World

on May 16, 2026

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Regional Trade Blocs How They Reshape Global Commerce

on May 02, 2026

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Trade War Economics Tariffs Retaliation and Consumer Costs

on April 29, 2026

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Understanding Trade Deficits Are They Always Harmful

on April 26, 2026

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Digital Transformation How COVID Accelerated Technology Adoption

on April 25, 2026

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3 Digital Banks vs Traditional Banks Which Is Better for Nigerians in 2026

3 Digital Banks vs Traditional Banks: Which Is Better for Nigerians in 2026? 3 Digital Banks vs Traditional Banks: Which Is Better for Nigerians in 2026? Author Wapday25. • September 2, 2026 The Central Bank of Nigeria (CBN) released data indicating Nigeria had 3.493 billion mobile payment transactions valued at N159.419 trillion in the first half of 2024. The rapid transformation toward electronic channels is a testament to the financial technology's impact on everyday commerce. There is a conflict between consumer's preference for fintech platforms and legacy institutions. The different options have different models of operation, regulatory safeguards and limitations on services. There are several options to consider when evaluating these, including account setup, transaction speed, fees, access to physical locations, and deposit insurance. How does digital bank differ from traditional banks in terms of account opening? Digital ban...

why food prices keep rising in nigeria understanding inflation in 2026

Headline inflation in Nigeria dropped to 15.15 percent in December 2025, according to the Central Bank of Nigeria. However, household budgets remain… The Central Bank of Nigeria (CBN) has reported a 15.15 percent reduction in headline inflation in December 2025, marking a decrease from the 15.47 percent recorded in November. Household budgets continue to be stretched however, due to the food items' share of disposable income. The cost pressure is different among citizens in different States because of different structural factors. Data from the National Bureau of Statistics (NBS) highlights the effect of certain factors on the cost of living in the various regions of the country. To grasp these dynamics, one needs to consider the supply chain delays, agricultural input costs, and the nature of the currency in question. So, what is causing food inflation in Nigeria? Food inflation is not a universal macroeconomic phenomenon, because of difficulties of production and transport faced...

AI and the Future of Banking in Africa What Nigerians Need to Know in 2026

By 2024, approximately seventy-four percent of Nigerian adults had gained access to formal financial services according to IMF data. This expansion marked… Published by:Wapday25. 10mins Read. The data released by the IMF shows that by 2024, around 74% of Nigerian adults had access to formal financial services. This was a major change in citizens' attitude to money, savings and micro loans. To deal with credit risk, stop cyber fraud and personalise customer interactions, commercial lenders and fintech startups are looking to machine intelligence to handle a greater volume of transactions through digital channels. Nigeria has a national strategy that prioritises financial services as a Sector with clear sector specific roadmaps. These guidelines relate to automated efficiency, algorithmic risk management, credit scoring, fraud detection, and customised consumer offers. The Central Bank of Nigeria foresaw these changes when it presented the Payments System Vision that set...

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